Arizona is renowned for its vibrant and active retirement communities that cater to individuals aged 55 and older. Among these communities, the 80/20 rule has become a significant aspect that potential residents need to understand.
Understanding the 80/20 Rule:
The 80/20 rule is a common policy adopted by many 55+ communities in Arizona. It stipulates that at least 80% of the residents in a community must be aged 55 and older. This rule ensures that these communities maintain their age-restricted status and offer a peaceful, retirement-focused environment for their residents.
40+ and 45+ Communities under the 80/20 Rule:
While the term “55+” is most commonly associated with age-restricted communities, some communities in Arizona cater to a slightly younger demographic. There are 40+ and 45+ communities that also adhere to the 80/20 rule. This allows individuals in their 40s and 45s to enjoy the benefits of age-restricted living while maintaining a similar atmosphere and rule structure as 55+ communities.
Accommodations for Younger Spouses:
One question that often arises is how these communities accommodate younger spouses. In many 55+ communities, if one spouse meets the age requirement (55 or older), the younger spouse can also reside in the community. This provision ensures that couples can enjoy retirement living together without age-based restrictions.
The Passing of One Spouse Before Turning 55:
In unfortunate situations where one spouse passes away before reaching the age of 55, the surviving spouse typically can continue to live in the community without any issues. These communities often understand the emotional and practical challenges of such situations and make exceptions to the age requirements to allow the surviving spouse to remain.
Grandchildren’s Stay with Grandparents:
One of the heartwarming aspects of many 55+ communities in Arizona is their willingness to accommodate the family dynamics of their residents. Most communities permit grandchildren to stay with their grandparents for a limited period each year, usually ranging from 30+ days within a calendar year. This policy allows for cherished family time without compromising the community’s age-restricted environment.
Conclusion:
Arizona’s 55+ communities, whether 40+, 45+, or 55+, operate under the 80/20 rule to maintain their age-restricted status and provide a fulfilling retirement experience for their residents. These communities are not only accommodating to younger spouses and the unfortunate event of a spouse’s passing but also understand the importance of family by allowing grandchildren to stay for extended visits.
Before choosing a 55+ community, it’s essential to research specific policies and amenities offered by each community to find the one that best suits your needs and lifestyle. By understanding the 80/20 rule and other key aspects of these communities, you can make an informed decision about your retirement living in the beautiful state of Arizona.
Arizona 55+ Community Specialist:
Jarl Kubat, a seasoned Arizona real estate expert affiliated with West USA Realty, he offers over two decades of experience in the niche market of Arizona 55 Plus Retirement Communities, Golf Communities, and Country Club Resort-style properties across Phoenix. Feel free to reach out to him at 480-710-6326