Homes For Sale in Palo Verde Country Club Live MLS listings, updated all day. Tap what you’re looking for:Palo Verde Country Club: A Buyer’s Guide
The guard-gated, all single-family community of the five — no townhomes, a security guard on duty 24/7, and its own golf course. Plus it shares amenities with Cottonwood, so you get two communities’ facilities.
New to Sun Lakes? It’s five separate country club communities, not one. Palo Verde is one of three guard-gated ones, and the only all single-family community of the five.
Read the full Sun Lakes guide →Palo Verde was the third Sun Lakes community, opening in 1983. It’s a full country club community — its own 18-hole golf course, clubhouse, dining, pools, and courts — with two things that set it apart: a 24/7 guard gate, and an all single-family layout.
Guard gated, the real kind
Palo Verde is guard gated — and it’s worth being precise about what that means, because “gated” gets thrown around loosely. Here there’s a guard on duty 24 hours a day. As a resident you get a transponder on your windshield and drive straight through; the guard stop is for visitors. That’s a real layer of security and a real point of pride for owners here.
Two of the five Sun Lakes communities are not gated at all (Cottonwood and the original Sun Lakes Country Club). If a guarded entrance is on your must-have list, Palo Verde is one of the three that delivers it.
All single-family — no townhomes
Palo Verde is single-family homes only. There are no townhomes or patio homes here, which means no townhome sub-association and no separate monthly fee to untangle. One community HOA, one number. Buyers who want a standalone home with a yard — and want the fee structure kept simple — tend to gravitate here.
Shares amenities with Cottonwood
Palo Verde and Cottonwood are paired — they share amenities. Live in Palo Verde and you can use Cottonwood’s facilities too: a second clubhouse, more pools and courts, and Cottonwood’s kids’ pool if the grandkids visit. It effectively doubles what’s available to you.
Beyond that pair, the Sun Lakes rule holds: you can’t use Ironwood’s or Oakwood’s amenities unless you’re a guest of an owner there. But you can eat at any of the five communities’ restaurants, anytime.
Golf & daily life
Palo Verde has its own 18-hole golf course and the full country club lineup — fitness, tennis, pickleball, pools, hobby rooms, and an active social calendar. There are several ways to play the golf here; ask us about the current membership options.
See what’s for sale in Palo Verde
Guard-gated, all single-family — listings updated all day.
Single-Family Homes Golf Course Homes👀 Watching for the right home?
Guard-gated single-family homes in Sun Lakes are in steady demand. Tell us your budget and what you need, and we’ll watch Palo Verde for you. Tell us what you’re looking for →
Fees (2026)
| Fee | 2026 amount | Notes |
|---|---|---|
| Annual HOA | $2,530 | About $211/month — includes gate & road fees |
| Capital improvement fee | $5,000 | One-time |
| Transfer fee | $350 | One-time |
At closing you’ll pay about $5,350 in one-time fees. Golf is separate. Palo Verde’s annual HOA runs higher than the non-gated communities because it includes the cost of the guard gate and private roads — you’re paying for the security you’re getting. We confirm every figure with the association before you commit.
Fees are current for 2026 as provided and subject to change.
Is Palo Verde right for you?
A great fit if you…
- Want a real 24/7 guard gate.
- Want a standalone single-family home — no shared walls.
- Prefer one simple HOA fee with no townhome sub-fee.
- Like getting Cottonwood’s amenities too, including the kids’ pool.
Worth knowing before you buy…
- Higher HOA than the non-gated communities — that’s the gate and roads.
- No townhome option here — if you want lock-and-leave, look at Cottonwood or Oakwood.
- You share with Cottonwood only — not with Ironwood/Oakwood.
Thinking about Palo Verde?
I’m Jarl Kubat, a licensed Arizona agent with 22+ years in Arizona’s 55+ communities. I’ll check the home honestly and make sure Palo Verde is the right one of the five for how you want to live.
Call or Text: (480) 710-6326 Contact PageFrequently asked questions
Is Palo Verde really guard gated?
Yes — there’s a guard on duty 24/7. Residents get a windshield transponder and drive straight through; the guard stop is for visitors. It’s one of three guard-gated Sun Lakes communities, along with Ironwood and Oakwood.
Are there townhomes in Palo Verde?
No. Palo Verde is all single-family homes — no townhomes or patio homes, and no townhome sub-association or separate monthly fee. If you want a townhome in Sun Lakes, look at Cottonwood or Oakwood.
Why is the HOA higher than Cottonwood’s?
Palo Verde’s annual HOA includes the cost of the 24/7 guard gate and the private roads. Cottonwood, which isn’t gated, doesn’t carry those costs — so its fee is lower. You’re paying for the security.
Can I use Cottonwood’s amenities?
Yes — Palo Verde and Cottonwood share amenities, so you can use both communities’ facilities, including Cottonwood’s kids’ pool. You still can’t use Ironwood’s or Oakwood’s amenities unless you’re a guest of an owner there, though you can eat at all five restaurants.
The rest of Sun Lakes
- Sun Lakes overview — all five communities compared.
- Cottonwood — Palo Verde’s amenity partner, with the kids’ pool.
- Ironwood & Oakwood — the guard-gated IronOaks pair.
- Sun Lakes Country Club — the original, owned land, lowest buy-in.
See all communities we serve →
Listing accuracy: Property listings and availability are drawn from the Arizona Regional MLS and are believed accurate but not guaranteed. Confirm details with your agent before relying on them.
Fees & community information: Fees are current for 2026 as provided and subject to change by the Palo Verde association. Amenities, golf membership options, age rules, and CC&Rs are summarized for general information and can change. Homes are resale; condition varies by property — always obtain a licensed home inspection. Verify all figures and rules with the association or your licensed agent before you buy. This page is independent buyer-focused information and is not affiliated with or endorsed by the Palo Verde association or Robson. Jarl Kubat is a licensed Arizona real estate agent.
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