Tonto Verde: A 55+ Buyer’s Guide
The polished, amenity-rich choice of the Verde River corridor — a member-owned, semi-private club with two championship golf courses, a resort-style clubhouse, and the social membership folded right into your HOA.
New to the area? Rio Verde is a corridor of golf communities NE of Scottsdale. Tonto Verde is the resort-polished 55+ one.
Read the full Rio Verde area guide →Tonto Verde sits just east of Scottsdale in the Verde River corridor — a 55+ golf community with a genuine resort feel. It’s member-owned and semi-private, which shows in how well-kept and how social the place is. If Rio Verde Country Club is the classic option, Tonto Verde is the one that feels like a resort you get to live in.
Two championship courses
Golf is the headline here: Tonto Verde has two championship 18-hole courses. The Peaks (a David Graham design) plays tighter, with narrower fairways and smaller landing areas — the shot-maker’s course. The Ranch (a Gary Panks design) is more forgiving, with wider fairways and larger greens. Two very different rounds without leaving the community.
It’s a semi-private, member-owned club with limited guest play — so the courses stay in great shape and rarely feel crowded. Golf membership is open to residents and non-residents, with initiation and dues that vary by membership type and current incentives.
The social membership comes with the HOA
Here’s the ownership story buyers like. Your HOA dues include a social membership to Tonto Verde Country Club — plus the heated pool, fitness center, gate and street upkeep, and trash. So the resort side of life comes bundled into one predictable payment. Full golf is a separate membership on top, but the social club, pool, and fitness are already yours.
Strictly speaking, joining the club isn’t mandatory — but since the social tier rides along with the HOA, in practice every resident has it. Clean and simple.
Amenities & the setting
Beyond golf, Tonto Verde offers a Santa Fe-style clubhouse, a resort heated saltwater pool, an Olympic-size lap pool, a spa, a state-of-the-art fitness center, casual and fine dining, an 18-hole putting course, bocce, and a private entrance to McDowell Mountain Regional Park for hiking and walking trails. The setting is quiet, scenic, and low-density — the McDowell Mountains and open desert on every side.
See what’s for sale in Tonto Verde
Single-family homes, townhomes, and golf homes — updated all day.
See All Homes For SaleHomes here
Tonto Verde offers single-family homes and townhomes — so you can go full single-family on the golf and desert, or choose a lower-maintenance townhome for lock-and-leave living. It’s the Verde community that gives you both. As always with an established community, condition and updates vary home to home, and we’ll go through the mechanicals and any view premium with you before you write an offer.
Fees (2026)
| Fee | 2026 amount | Notes |
|---|---|---|
| HOA (semi-annual) | $2,731 × 2 = $5,462/yr | About $455/month — includes social membership, pool, fitness, gate |
| Transfer fee | $400 | One-time |
| Resale disclosure fee | $400 | One-time (seller pays) |
That HOA is doing a lot of work — it carries the social club, the pools, the fitness center, and the gated infrastructure. Full golf memberships are separate and optional. We confirm every figure with the association and club before you commit.
Fees are current for 2026 as provided and subject to change.
Is Tonto Verde right for you?
A great fit if you…
- Want a resort-caliber 55+ community with two golf courses.
- Like the social club, pools, and fitness bundled into the HOA.
- Want the choice of a single-family home or a townhome.
- Value quiet, scenic, low-density living with hiking out the gate.
Worth knowing before you buy…
- Higher HOA — it carries the club, pools, fitness, and gate.
- Full golf is a separate membership on top of the HOA.
- It’s a drive to central Phoenix and Sky Harbor.

Thinking about Tonto Verde?
I’m Jarl Kubat, a licensed Arizona agent with 22+ years in the Valley’s 55+ and golf communities. I’ll lay out the club and golf costs plainly and help you compare Tonto Verde with Rio Verde CC and Trilogy next door.
Call or Text: (480) 710-6326 Contact PageFrequently asked questions
How many golf courses does Tonto Verde have?
Two championship 18-hole courses — the Peaks (David Graham, tighter and more demanding) and the Ranch (Gary Panks, wider and more forgiving). It’s a member-owned, semi-private club, so the courses stay in great shape.
Is the social membership included in the HOA?
Yes — your HOA dues include a social membership to the club, plus the heated pool, fitness center, gate and street maintenance, and trash. Full golf is a separate, optional membership on top.
Does Tonto Verde have townhomes?
Yes — Tonto Verde has both single-family homes and townhomes, so you can pick full single-family or lower-maintenance lock-and-leave. (Its neighbor Rio Verde Country Club does not have townhomes.)
Can non-residents play golf here?
Yes — golf membership is open to residents and non-residents, with initiation and dues that vary by membership type and current incentives. Guest play is limited, which helps keep the courses uncrowded.
The rest of the Rio Verde area
- Rio Verde area overview — all three golf communities compared.
- Rio Verde Country Club — the classic 55+ club, social in the HOA.
- Trilogy at Verde River — the all-ages, newer resort option.
See all communities we serve →
Listing accuracy: Property listings are drawn from the Arizona Regional MLS and are believed accurate but not guaranteed. Confirm details with your agent before relying on them.
Fees & community information: Fees are current for 2026 as provided and subject to change by the Tonto Verde association and club. Membership structures, golf, amenities, age rules, and CC&Rs are summarized for general information and can change. Homes are resale; condition varies — always obtain a licensed home inspection. Verify all figures and rules with the association, the club, or your licensed agent before you buy. This page is independent buyer-focused information and is not affiliated with or endorsed by Tonto Verde. Jarl Kubat is a licensed Arizona real estate agent.

